Privacy Policy for True — Wealth Insight

Last Updated: 22 February 2026

Introduction

True — Wealth Insight ("we", "our", or "the App") is committed to protecting your privacy. This Privacy Policy explains how we handle your information when you use our mobile application.

Our Core Privacy Principle: Your financial data stays on your device. We do not collect, store, or transmit your personal financial information to any external servers.

Information We Do NOT Collect

We want to be clear about what we don't do:

❌ We do NOT collect your financial data
❌ We do NOT store your data on our servers or in the cloud
❌ We do NOT require account registration
❌ We do NOT track your usage or behavior
❌ We do NOT share your information with third parties
❌ We do NOT use analytics or tracking tools

Information Storage

Local Storage Only

All financial information you enter into True — Wealth Insight is stored exclusively on your device using secure local storage mechanisms:

iOS: Secure iOS file system and encrypted storage
Android: Secure Android file system and encrypted storage

This includes:

Wealth items (assets, liabilities, income)
Historical snapshots and values
Tax calculations and projections
App settings and preferences

Data Backup

Your data is not automatically backed up to our servers. If you use device-level backup services:

iOS: Data may be included in iCloud backups if enabled on your device
Android: Data may be included in Google Drive backups if enabled on your device

These backups are controlled by Apple and Google respectively, subject to their own privacy policies.

Premium Subscription

Payment Processing

When you purchase the True — Wealth Insight Premium subscription, payment is processed entirely by:

iOS: Apple's App Store (subject to Apple's Privacy Policy)
Android: Google Play Store (subject to Google's Privacy Policy)

We do not have access to your payment information (credit card numbers, billing addresses, etc.). We only receive confirmation that a valid subscription is active.

Subscription Information

We may receive anonymous subscription status information from Apple/Google to verify your Premium entitlement, including:

Subscription status (active/inactive)
Subscription duration
Anonymous transaction identifiers

This information cannot be linked to your personal identity or financial data.

App Permissions

True — Wealth Insight may request the following device permissions:

iOS Permissions

Local Storage: To save your financial data on your device

Android Permissions

Local Storage: To save your financial data on your device

All permissions are used solely for app functionality and not for data collection.

Data Security

We take the security of your financial information seriously:

All data is stored locally on your device using secure storage mechanisms
Optional PIN code authentication for app access
No transmission of sensitive financial data over the internet
Regular security updates through app store updates

Your Data Rights (POPIA Compliance)

As True — Wealth Insight is designed for South African users, we comply with the Protection of Personal Information Act (POPIA), No. 4 of 2013. You have the following rights:

Right to Access

You have full access to all your data directly within the app.

Right to Erasure

You can delete all your data at any time by:

Deleting individual wealth items within the app
Using the "Clear all data" function in app settings
Uninstalling the app (which removes all local data)

Right to Data Portability

You can export your data (coming soon) in standard formats for use in other applications.

Right to Rectification

You can edit and correct your data at any time within the app.

Children's Privacy

True — Wealth Insight is not intended for children under the age of 16. We do not knowingly collect information from children. If you believe a child has used the app, please contact us.

Third-Party Services

True — Wealth Insight uses the following third-party services:

App Store Distribution

Apple App Store (iOS): Privacy Policy
Google Play Store (Android): Privacy Policy

In-App Purchase Processing

Apple StoreKit (iOS): For subscription management
Google Play Billing (Android): For subscription management

These services are used only for app distribution and payment processing. They do not have access to your financial data stored in the app.

Data Retention

Your data is retained on your device for as long as you keep the app installed
When you uninstall the app, all locally stored data is deleted (unless backed up via iCloud/Google Drive)
We do not retain any of your data on our servers because we never collect it

International Data Transfers

Since all data is stored locally on your device, there are no international data transfers of your financial information.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we do:

The "Last Updated" date at the top will be revised
We will notify you of significant changes through the app
Continued use of the app after changes constitutes acceptance of the new policy

South African Privacy Rights (POPIA)

For South African residents: True — Wealth Insight is subject to the Protection of Personal Information Act (POPIA), No. 4 of 2013. Because we do not collect personal information beyond what is necessary to provide the app's core functionality, our data processing is minimal. Subscription processing through Apple/Google may be subject to POPIA and their own applicable privacy frameworks.

Legal Basis for Processing (POPIA)

The legal bases for processing data in True — Wealth Insight are:

Consent: You provide explicit consent by entering data into the app
Contractual Necessity: Processing is necessary to provide the Premium subscription service
Legitimate Interest: Providing a secure, privacy-focused financial tracking tool

We act as the Responsible Party under POPIA. Given that all data is stored locally on your device and never transmitted to our servers, we do not act as an Operator over any third-party systems for your financial data.

Information Officer (POPIA)

For privacy inquiries specific to POPIA compliance, you may contact our Information Officer:

support@blauwtoffie.nl

Dispute Resolution

For South African residents: If you have concerns about how your data is handled, you have the right to lodge a complaint with the Information Regulator of South Africa (inforeg.org.za).

Summary: True — Wealth Insight is built with privacy as a core principle. Your financial data never leaves your device. We don't collect it, we don't store it on our servers, and we don't share it with anyone. Your financial information is yours alone.

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