Privacy Policy for True Vermogeninzicht

Last Updated: January 9, 2026

Introduction

True Vermogeninzicht ("we", "our", or "the App") is committed to protecting your privacy. This Privacy Policy explains how we handle your information when you use our mobile application.

Our Core Privacy Principle: Your financial data stays on your device. We do not collect, store, or transmit your personal financial information to any external servers.

Information We Do NOT Collect

We want to be clear about what we don't do:

• ❌ We do NOT collect your financial data
• ❌ We do NOT store your data on our servers or in the cloud
• ❌ We do NOT require account registration
• ❌ We do NOT track your usage or behavior
• ❌ We do NOT share your information with third parties
• ❌ We do NOT use analytics or tracking tools

Information Storage

Local Storage Only

All financial information you enter into True Vermogeninzicht is stored exclusively on your device using secure local storage mechanisms:

• iOS: Secure iOS file system and encrypted storage
• Android: Secure Android file system and encrypted storage

This includes:

• Wealth items (assets, liabilities, income)
• Historical snapshots and values
• Tax calculations and projections
• App settings and preferences

Data Backup

Your data is not automatically backed up to our servers. If you use device-level backup services:

• iOS: Data may be included in iCloud backups if enabled on your device
• Android: Data may be included in Google Drive backups if enabled on your device

These backups are controlled by Apple and Google respectively, subject to their own privacy policies.

Premium Subscription

Payment Processing

When you purchase the True Vermogeninzicht Premium subscription, payment is processed entirely by:

• iOS: Apple's App Store (subject to Apple's Privacy Policy)
• Android: Google Play Store (subject to Google's Privacy Policy)

We do not have access to your payment information (credit card numbers, billing addresses, etc.). We only receive confirmation that a valid subscription is active.

Subscription Information

We may receive anonymous subscription status information from Apple/Google to verify your Premium entitlement, including:

• Subscription status (active/inactive)
• Subscription duration
• Anonymous transaction identifiers

This information cannot be linked to your personal identity or financial data.

App Permissions

True Vermogeninzicht may request the following device permissions:

iOS Permissions

• Local Storage: To save your financial data on your device

Android Permissions

• Local Storage: To save your financial data on your device

All permissions are used solely for app functionality and not for data collection.

Data Security

We take the security of your financial information seriously:

• No transmission of sensitive financial data over the internet
• Regular security updates through app store updates

Your Data Rights (GDPR Compliance)

As True Vermogeninzicht is designed for Dutch and European users, we comply with the General Data Protection Regulation (GDPR). You have the following rights:

Right to Access

You have full access to all your data directly within the app.

Right to Erasure

You can delete all your data at any time by:

• Deleting individual wealth items within the app
• Using the "Clear all data" function in app settings
• Uninstalling the app (which removes all local data)

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